Skip to content
Accounting & Finance

Books that are closed, clean and current

Dedicated U.S. bookkeeping delivered on a fixed monthly fee — reconciled accounts, accurate categorisation and financials you get by the tenth, every month.

Get a Free Consultation All Services
10

Day Monthly Close

100%

Accounts Reconciled

1

Dedicated Bookkeeper

At a glance
  • Historical cleanup and catch-up bookkeeping
  • Rebuilt chart of accounts fitted to your business
  • Monthly categorisation of every transaction
  • Full reconciliation of all bank and card accounts
  • Accounts payable and receivable management
  • Monthly P&L, balance sheet and cash flow statement
Request a quote
Overview

Why this matters

Bookkeeping only becomes visible when it goes wrong: a loan application stalls, a tax return gets extended, a board asks a question the numbers cannot answer. Behind almost every one of those moments is the same cause — nobody reconciled the accounts for four months.

SWYFT DESK runs bookkeeping as a disciplined monthly service. A dedicated bookkeeper who knows your business, a documented close checklist, every account reconciled to the statement, and a financial package in your inbox by the tenth business day. No chasing, no surprises at year end.

The difference

What you actually get

Four things that separate this from the version you have tried before.

A Named Bookkeeper

The same person every month, who learns your vendors, your coding and your quirks.

A Real Close Checklist

A documented, reviewed close process — not someone categorising transactions in a hurry.

Fixed Monthly Fee

Flat pricing by transaction volume and account count. No hourly meter, no billing surprises.

Audit-Ready Records

Receipts attached, support documented and every entry traceable when someone asks.

Scope of work

Everything included in Bookkeeping Services

The full scope we can take off your plate — engaged together or piece by piece.

Monthly Transaction Coding

Every bank, credit card and merchant transaction categorised against a chart of accounts that fits your business.

Account Reconciliation

Bank, credit card, loan, payroll and merchant accounts reconciled to the statement every single month.

Accounts Payable

Bill capture, approval routing, vendor records and scheduled payment runs with clean audit trails.

Accounts Receivable

Invoicing, payment application, aging reports and automated collections follow-up on overdue accounts.

Payroll Journal Support

Payroll entries recorded correctly from Gusto, ADP or Paychex, with liabilities properly tracked.

Monthly Financial Package

P&L, balance sheet, cash flow statement and a short written summary of what changed and why.

How we work

A clear path from first call to results

No mystery phases, no invisible months — you know what happens and when.

01

Diagnostic & Cleanup

We review the current file, quantify the mess honestly, and bring historical periods up to date.

02

Set The Foundation

Chart of accounts rebuilt, feeds connected, coding rules written and the close checklist documented.

03

Run The Monthly Close

Code, reconcile, review, adjust and deliver — the same disciplined sequence every month.

04

Report & Advise

Financials by the tenth, a written commentary, and a standing call whenever you want one.

Deliverables

What lands in your hands

Concrete outputs you own — not a monthly status call and a slide deck.

  • Historical cleanup and catch-up bookkeeping
  • Rebuilt chart of accounts fitted to your business
  • Monthly categorisation of every transaction
  • Full reconciliation of all bank and card accounts
  • Accounts payable and receivable management
  • Monthly P&L, balance sheet and cash flow statement
  • Written month-over-month variance commentary
  • Year-end package prepared for your tax preparer
Tools & platforms

We work in the systems you already run

No proprietary platform to get locked into. Every account, licence and integration stays in your name.

  • QuickBooks Online
  • Xero
  • Bill.com
  • Gusto
  • Expensify
  • Dext
  • Stripe
  • Ramp
FAQ

Questions we get asked

Straight answers, including the ones other agencies avoid.

Yes — catch-up work is one of the most common ways clients start with us. We quote the cleanup separately as a one-time project, bring every period current and reconciled, and then move you onto the standard monthly service.
A flat monthly fee driven by transaction volume, number of accounts and whether you need AP and AR managed. Most U.S. small businesses land between $400 and $1,500 a month. You get the exact number after a short discovery call, and it does not move without a scope change.
Not usually. We work natively in QuickBooks Online and Xero, and we can operate in most other systems. If your current setup genuinely cannot support a clean close, we will explain why and handle the migration for you.
Bookkeeping records what happened — coding, reconciling and producing accurate statements. Accounting Services build on top of that with month-end accruals, GAAP adjustments, budgeting, forecasting and controller-level analysis. Many clients start here and add that as they grow.
Keep exploring

Pairs well with

Most clients combine two or three of these into a single engagement.

All services

Ready to talk about bookkeeping services?

Book a free 30-minute consultation. We will tell you honestly what you need, what you do not, and what it costs.

Get a Free Consultation View Packages